Amma’s Gift: A Closer Look at the Amma Two-Wheeler Scheme

Amma’s Gift, also known as the Amma Two-Wheeler Scheme, is a testament to the Tamil Nadu government’s commitment to empowering working women. This initiative, launched in February 2018, aims to facilitate the purchase of two-wheelers for women, particularly those from disadvantaged backgrounds. In this closer examination, we delve into the key features, eligibility criteria, and benefits of the scheme, shedding light on how it has become a transformative force in the lives of many women in the state. Before hitting the road, ensure your two-wheeler insurance is up-to-date, covering comprehensive protection and third-party liabilities.

Benefits Of The Scheme:

The Amma Two Wheeler Scheme offers significant benefits to eligible applicants:

Financial Support:

Eligible women can avail a subsidy of up to 50% or Rs. 25,000 (whichever is less) on purchasing a two-wheeler. Three-wheeled modified two-wheelers are available for women with disabilities.


The scheme is applicable across Tamil Nadu, encompassing both rural and urban areas.

The payment gets deposited directly into the recipient’s bank account.


The scheme aims to empower working women, particularly those from disadvantaged segments of society.

Eligibility Criteria:

  • Age: 18 to 40 years
  • Income: Up to Rs. 2,50,000 per year
  • Education: Minimum of Class 8 examination (passed/failed/appeared)
  • License: Valid learner’s license (LL) or two-wheeler driving license (DL)


The scheme targets working women in various sectors, including those actively seeking employment, travelling long distances for work, and contributing significantly to their family’s income. Priority is given to women in isolated areas, widows, persons with disabilities, and individuals from marginalised communities.

Application Process:

Rural Area Application Form:

  • Download the rural area application form from the Tamil Nadu Corporation for Development of Women website.
  • Fill in personal details, vehicle information, and bank details if applying for a loan.
  • Submit the form after completion, along with the required documents.

Urban Areas Application Form:

  • Download the urban area application form from the official website.
  • Complete the form with personal details, educational background, and vehicle information.
  • Ensure all supporting documents are attached.
  • Submit the form to the designated offices during working hours.

Documents Required:

  • Proof of age
  • Proof of residency
  • Valid driver’s license or learner’s license
  • Income certificate
  • Employment proof
  • Aadhaar card
  • Educational qualification proof
  • Passport-sized photo
  • Priority category membership proof (if applicable)
  • Community certificate (if SC or ST)
  • Disability ID (if applicable)
  • Vehicle invoice quotation

Vehicle Specifications:

  • Maximum engine capacity: 125cc
  • Registered according to the 1988 Motor Vehicles Act
  • Manufactured on or before January 1, 2018
  • Emission compliance with the latest regulations

As we conclude our exploration of Amma’s Gift, it becomes evident that this scheme goes beyond providing two-wheelers. It symbolises a commitment to women’s economic independence and accessibility. Therefore, beneficiaries must consider aspects such as two-wheeler insurance, including third-party coverage, and stay informed about elements like the chassis number for their bikes.

This knowledge ensures the longevity of the gifted two-wheelers and the overall well-being and security of the women who benefit from this empowering initiative. Third-party two-wheeler insurance is mandatory by the law. Ensure the bike insurance renewal is done on time for uninterrupted coverage. Claims are subject to terms and conditions set forth under the motor insurance policy. *

*Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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